Square POS Fee Calculator • 2026 Rates

Square POS & Reader Fee Estimator

Calculate in-person contactless swipe fees (2.6% + 10¢), manually keyed-in cards (3.5% + 15¢), and Square Online invoice rates to know your exact blended fee rate.

In-Person Tap / Dip / Swipe Volume ($) 2.6% + 10¢

Manually Keyed-In / Card-on-File ($) 3.5% + 15¢

Square Online / Invoicing Volume ($) 2.9% + 30¢

Average Order (AOV)

Square Software Plan

Net Deposited Revenue

$11,617.86

Total Processing Fees: $382.14

Blended Effective Fee Rate 3.18%

In-Person POS Fee (2.6% + 10¢) $230.86

Keyed-In Fee (3.5% + 15¢) $58.93

Online / Invoice Fee (2.9% + 30¢) $92.35

Complete Guide to Square Processing Rates in 2026

Square is a leading point-of-sale (POS) platform for retail stores, restaurants, service professionals, and mobile vendors.

1. Square Transaction Fee Categories (2026)

In-Person (Tap, Dip, Swipe): 2.6% + $0.10 per transaction (Apple Pay, chip cards, contactless).
Manually Keyed-In / Card-on-File: 3.5% + $0.15 per transaction.
Square Online / Invoices: 2.9% + $0.30 per transaction.

Square Fee FAQs

No. The standard Square Point of Sale plan has $0 monthly fees and no statement fees. You only pay per transaction.